Strategy and objectives

The Association of Danish Mortgage Banks is a professional association for financial services providers that base their business activities on financing and counselling in connection with real property.
 

The members are financial services providers that are subject to Danish legislation and supervision and use sources of finance based on covered bonds (SDOs), covered mortgage bonds (SDROs) and mortgage bonds (ROs).

On behalf of its members, the Association of Danish Mortgage Banks aim to:

• Obtain the highest possible degree of influence on the Danish legislation, ia. through debates and communication
• Promote the interests and market position of the Danish mortgage banking sector; as a minimum the Association must ensure equal competitive conditions for the mortgage banking system, which  is the core business of the members of the Association
• Pay attention to trends and changes in international legislation.

The Association of Danish Mortgage Banks works to preserve and develop a Danish mortgage credit system,which is characterised by transparency in prices and products and which offers a flexible, market-based prepayment system.